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When the Waters Rise: Lessons from Hurricane Milton (F3)

Friday, February 27, 2026

11:00 AM - 12:00 PM EST

Location: Sun Ballroom 1&2

Lead Presenter(s)

Heather M. Fleming Koskinas

Partner
Traub Lieberman

Co-Presenter(s)

Larry E. Bache, Jr., JD, MBA

Attorney
Merlin Law Group
Steven R. Romero, EGA, CPCU, AIC, ARM

CAT Director and Senior Claim Consultant
Strategic Claim Consultants
Howard Altschule, CCM

CEO, Certified Consulting Meteorologist
Forensic Weather Consultants

Flooding isn’t only about storm surge—a lesson made clear when Hurricane Milton devastated Florida homes and neighborhoods outside traditional flood zones. This session will examine how localized rainfall variations and other factors contribute to unexpected flooding. We’ll also explore flood insurance policies: why coverage is essential, what they include, and the challenges of claims.